Live pricing from 21 banks

Your home loan, priced honestly.

Compare 20+ banks on the real total cost — interest plus every fee — not the teaser rate on the billboard. Ranked, explained, and optimized for what you can actually qualify for.

No spam · live BRE pricing · 60-second result
The billboard lies

The rate they show you isn't
the cost you pay.

Banks advertise the headline ROI. The real number includes MODT, processing, legal and technical fees — often lakhs more over the life of the loan.

Advertised "from" rate92L
Real total cost (interest + every fee)113L

On a ₹90L loan that's a ₹21 lakh gap most calculators never show you. We always do.

Try it · gamified

Move the slider. Watch it react.

A taste of the engine. Drag your loan and tenure — EMI, total interest and your potential savings update live.

Loan amount₹90.0L
Tenure25 yrs
Your rate (compared)8.40%
Monthly EMI₹0
Total interest₹0
Total payable₹0
You could save vs market avg₹0
Why LoanPilot

Three things no
billboard will tell you.

1

The true total cost

Every fee folded into one honest figure — MODT, processing, legal, technical. Compare what the loan actually costs, not the rate built to win the click.

2

The what-if optimizer

Short on eligibility? We show exactly what to change — tenure, co-applicant, CIBIL — and how much more each move unlocks. No dead ends.

3

Balance-transfer savings

Already have a loan? See what switching to each bank saves over the remaining term, net of fees. A number, not a sales pitch.

Sixty seconds

How it works.

1

Tell us your loan

Amount, city, property, profile. No mobile, no OTP up front — just the numbers.

2

See ranked, explained offers

20+ banks scored on real total cost, with the exact reason each ranks where it does.

3

Optimize & unlock

Apply what-if moves to qualify for more, then verify to download your full report.

21
Banks priced live
6
Loan scenarios
60s
To a ranked result
21L
Hidden cost we surface

Stop guessing.
Start comparing.

One minute. Twenty-plus banks. The offer that's actually best for you.